1. 100% Purchase with no mortgage insurance
 - No down payment required, so you can borrow the entire mortgage amount without mortgage insurance.

2. Single or combo 80.20 Loan depending on credit and qualifications

3. Refinancing up to 100% of appraised value

4. Single-close construction loan
 - No need to obtain permanent financing after construction, with this program your loan converts to a permanent loan after construction is complete.

1. Self-employed-Tip-based- Cash based- 1099 Subcontractor
– Your financing can be obtained through non-traditional income qualifying up to 100% financing available for purchase or refinancing by providing proof of income alternative documents (example: bank statements). Approval based upon credit qualifications. No documentation required for 100% financing with the proper credit score.

Poor credit- slow credit-Bankruptcy-Foreclosure
-Buy out of Chapter 13 Bankruptcy up to 90% of appraised value (Refinancing only)
-90% purchase loan available for less than 1 year our of chapter 7 discharge (1st time house buyers allowed credit score requirement)
-85% of appraised value (Loan to Value) loans available with unlimited 60 day mortgage delinquency (Refinancing only)
-75% of Loan to Value available with 120-149 day mortgage delinquency (Refinancing only)
-65% Loan to Value for mortgages in foreclosure (Refinancing only)
-85% Loan to Value using mortgage history only (Refinancing with cash out) (no consumer Credit reviewed)
-100% purchase (with no minimum score requirement, no open collections and/or charge offs)
-100% purchase (minimum score required, collections and charge offs need not be paid if they are 2 years old or more)

If you’ve been turned down by other companies call us to discuss your specific case to find out how we can help get you approved. Alternative financing through alternative documentation available with these programs.